Détails d'une promesse

We will modernize the existing Home Buyers’ Plan to allow Canadians impacted by sudden and significant life changes to buy a house without tax penalty.

Trudeau polimetre
Promesse en voie de réalisation ou partiellement réalisée

Real Change: A New Plan For a Strong Middle Class (page 7)


SUPPORTING DOCUMENTS

April 16, 2019 - “Realtors have been advocating for the modernization of the Home Buyer’s Plan (HBP) and we are very happy to see this included in the budget,” - Home sales almost double in March - The Oshawa Express

March 29, 2019 - "Earlier this month, the HBP got a new lease on life when the federal budget announced the amount that first-time home buyers can withdraw tax-free from their RRSP to buy a first home will be increased immediately to $35,000 from $25,000. (The limit had not been adjusted for 10 years.)"  - Ottawa raised the Home Buyers' Plan limit to $35,000 — here's how to take advantage of it - Financial Post

March 19, 2019 - "Increasing the HBP withdrawal limit to $35,000 and extending access to individuals who experience the breakdown of a marriage or common-law partnership is estimated to reduce federal revenues by $145 million over five years, starting in 2019–20." - Investing in the Middle Class, Budget 2019-2020, p.27 - Government of Canada

March 23, 2019What is the Home Buyers' Plan (HBP)? - Government of Canada

February 22, 2017 - "Taking money out of your RRSP for an HBP loan doesn’t count as an early withdrawal if you repay the funds. If you default, however, you will have to pay tax on whatever portion of the loan you didn’t pay back, just like a regular pre-retirement RRSP withdrawal." - Plan to use your RRSP for a down payment on a house? Don’t do it - Global News

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