Détails d'une promesse

We will review escalating home prices in high-priced markets, like Toronto and Vancouver, and consider all policy tools that could keep home ownership within reach for more Canadians.

Trudeau polimetre - 2015
Promesse réalisée

Real Change: A New Plan For a Strong Middle Class (page 8)


SUPPORTING DOCUMENTS 

March 22, 2017 - "As part of the National Housing Strategy, Budget 2017 proposes to provide $241 million over the next 11 years to CMHC to improve data collection and analytics, which will strengthen the ability to report the outcomes of the National Housing Strategy and make informed policy decisions. This investment will also support expanded housing research through university networks and collaboration with other levels of government, and a network of innovation labs that will incubate new ideas and design solutions to affordable housing challenges. To address data gaps in current nationwide housing data, Budget 2017 also proposes to provide $39.9 million over five years, and $6.6 million per year thereafter, to Statistics Canada to develop and implement a new Housing Statistics Framework. This investment is over and above investments under the National Housing Strategy." - Building a strong middle class, Budget 2017-2018, p. 137 - Government of Canada

April 29, 2016 - "The Office of the Superintendent of Financial Institutions Canada (OSFI) today released for public consultation proposed updates to the regulatory capital requirements for loans secured by residential real estate. These updates will ensure that capital requirements remain prudent in periods where house prices are high relative to household income and/or house prices are increasing rapidly in nominal terms. The proposed updates apply to those federally regulated deposit-taking institutions (DTIs) approved by OSFI to use the internal ratings-based (IRB) approach to credit risk." - OSFI releases for public consultation updates to the capital requirements for loans secured by residential real estate - Office of the Superintendent of Financial Institutions’ Website

December 11, 2015 - "Finance Minister Bill Morneau today announced changes to the rules for government-backed mortgage insurance to contain risks in the housing market, reduce taxpayer exposure and support long-term stability. Effective February 15, 2016, the minimum down payment for new insured mortgages will increase from 5 per cent to 10 per cent for the portion of the house price above $500,000. The 5 per cent minimum down payment for properties up to $500,000 remains unchanged. Today’s announcement represents a graduated approach to increasing the down payment requirement proportionally to the cost of a home. Canadians who already hold mortgages will not be affected by this announcement." - Government of Canada Takes Action to Maintain a Healthy, Competitive and Stable Housing Market - Department of Finance’s Website

December 11, 2015 - "Canada Mortgage and Housing Corporation is announcing a change to the guarantee fees it charges issuers as well as the annual limits for new guarantees for 2016 for both National Housing Act Mortgage-Backed Securities (NHA MBS) and Canada Mortgage Bonds (CMB). 'Guarantee fees and annual issuance limits allow CMHC to facilitate the supply of reliable mortgage funding in Canada while managing the Government’s exposure to the housing sector” stated Wojo Zielonka, Senior Vice-President, Capital Markets. “The revised fee structure is intended to encourage the development of private market funding alternatives by narrowing the funding cost difference between government sponsored and private market funding sources.'" - CMHC ANNOUNCES CHANGES TO ITS SECURIZATION PROGRAMS - Canada Mortgage and Housing Corporation’s Website

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